Life Insurance
Protect your family, mortgage or business if you die – we also ensure that it's written into trust meaning your family can access the money quickly and without being taxed on it.
LifeWise
Life Cover, Done Wisely.
Bespoke Protection for busy Professionals & Families in NI.
Free Protection Health Check
What it does…
✅ Improves your Critical Illness Definitions
✅ Includes Kids for free
✅ Cuts your monthly costs
Why it's important
✅ Older policies usually means outdated benefits
✅ Usually less likely to pay-out compared to newer policies
✅ Your life changes and your policy should reflect that
Did you know?
In Northern Ireland
🚨 More than 1 in 3 people will be diagnosed with a Critical Illness before the age of 60.
🚨 1 in 2 people born after 1960 will develop cancer in their lifetime.
🚨 50% of NI businesses wouldn’t survive the death of a director or key person.
🚨 Many working families in NI are less than 3 months from the poverty line if they or their partner couldn’t work due to illness or injury.
• Whole-of-market advice • Free Will included • Price-beating Guarantee (for existing policies) • Specialists in looking after Individuals, Families & Business Owners
We work with all leading Insurers
Core Protection Services
Simplified, no BS guidance on these core building blocks of Protection.
Family & Mortgage Protection
Cover that makes sure your loved ones can keep the roof over their heads and maintain their lifestyle if the worst happens.
Critical Illness Cover
A tax-free lump sum if you're diagnosed with a serious illness like cancer, heart attack or stroke – so you can focus on recovery, not money worries.
Income Protection
If your income is worth working for, isn't it worth protecting? Replaces part of your earnings if illness or injury stops you working.
Business & Director Cover
Could your business survive a Death or Critical Illness? 50% don't. We protect you, your shareholders and key people, often using tax-efficient business premiums.
Wills & Estate Planning
Protection reviews with LifeWise include a complimentary Will and guidance on passing assets on tax-efficiently to your family or business.
Private Medical Insurance
Fast access to diagnosis and treatment, avoiding long NHS waiting lists so you can get back to normal life sooner.
Business Finance & Loans
Access to commercial finance, asset funding and cashflow solutions through trusted partners, alongside your core protection planning.
Who We Help
Whether you've a young family or you're just looking enough money for your funeral costs – we've got your back.
Healthcare professionals
Doctors, pharmacists, nurses and wider NHS staff who need cover that fits shift work and complex benefits.
Business owners & directors
Directors, partners and key people whose business and family both rely on their income.
Employed professionals
Professionals with workplace benefits who want to plug the gaps and make sure their family is fully protected.
Self-employed & trades
Contractors, sole traders and tradespeople whose income stops the moment they can't work.
Amateur & semi-pro sportspeople
People with higher physical risk who need cover that takes injuries and sport into account.
Young families & new parents
Parents who want to make sure the kids and household are looked after if something happens to one of you.
Why LifeWise
An award-winning service PLUS...
Why Us?
✅ Based in Northern Ireland.
✅ No jargon, no paperwork, no hassle.
✅ No service fees and no charge for writing your will.
✅ We’ll either save you money or improve your cover, guaranteed.
✅ Appointments by phone or in person to suit your busy schedule.
✅ You’re looked after by a local expert from policy start to policy end, especially through the tough times like claims.
Will Benefits
💙 Ensures your assets go to the right people
💙 Lets you choose guardians for your children
💙 Helps reduce delays and disputes
💙 Can help reduce Inheritance Tax
💙 Gives you control over business and personal assets
💙 Provides peace of mind for your family
Free Will offer
Protection reviews include a complimentary Will for you (and your partner if applicable), typically worth £600–£1,200. Yes, we’re serious! Offer ends soon so secure your slot today.
Secure your spot NowWhat clients say
Real feedback from people and businesses we've looked after.
“JR explained everything in a way we actually understood and got us sorted with far better cover even with my complicated medical history.”
“We had old policies we didn’t understand. JR reviewed everything, kept what was good and upgraded the rest. We now pay less and are better covered.”
“As a business owner I never had time to sort my own cover. LifeWise made it simple and also put proper protection in place for the company.”
“Process was straightforward from start to finish. JR chased the paperwork, kept us updated and the cover went live without any hassle.”
About LifeWise
About JR
JR has over 15 years experience in Financial Services. As a qualified Protection Specialist he has won numerous awards for his consistent Business Levels and prides himself on Customer Care. The vast majority of LifeWise client's come from referrals (usually friends and family) given by happy existing clients! "We pride ourselves in ensuring every client is looked after from policy start to policy end, especially through tough times like when a client needs to claim on their policy." - JR McCarthy
Get in touch
Ready to review your cover? Book your Free Policy Health Check or drop JR a message.
📞 07927444357 🌐 www.lifewisefinance.co.uk 📩 jr@lifewisefinance.co.uk